Fully digital P2P payment solution with over 4.2 million users

Since the first banking startups entered the financial services market, customers have expected their banks to provide fully digital payment solutions. Customers now want secure and quick applications to send and receive money from person to person. In partnership with SIA, GFT built an entire digital wallet solution that is recognised as the market standard in Italy. The solution has over 4.2 million users and is used by 120 banks.

Die Herausforderung

Develop a mobile app for P2B, P2G and P2P payments

  • Enable payments in e-commerce and bricks-and-mortar stores (P2B), plus person-to-person (P2P) transfers through a single mobile app
  • Payments to government institutions (P2G) for tax purposes and other public services
  • Solution had to comply with and support required standards affecting bank accounts and cards
  • The P2P service had to support a 360° market environment in which the different banks (domestic and international) are interconnected

Unser Lösungsansatz

Design and implementation of a complete digital wallet solution

  • Development of the initial business concept including a feasibility study
  • Implementation of a complete digital wallet solution in partnership with SIA, an international transactions processor based in Italy, for a tier one Italian banking group
  • GFT leveraged its skills in banking systems, mobile apps and enabling technologies through a project called Appverse

Nutzen auf Kundenseite

Secure and user-friendly app now deployed by almost 80% of Italian banks

  • Implementation of the entire digital wallet solution in partnership with SIA

  • Solution is recognised as the market standard with over 4.2 million users and is currently deployed at more than 120 Italian banks

  • Strong foundation for the next phase of 'smart living' aimed at making everyday life easier thanks to advanced mobile services

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Gerne sprechen wir mit Ihnen darüber, wie wir unseren Lösungsansatz auf Ihr Business anwenden können

Artur Serra

Executive Director