Retail banking

Remember when banking was a stable business?
That was yesterday.

Today your bank faces disruption from every angle.

Challenges

Customers want banking their way

70% of bank interactions are mobile or online.

Your customers know what a good digital experience feels like.

They are impatient, demanding and uncommitted.

If you don’t meet their expectations, someone else will.

Competition is fierce and comes from all directions

Neo banks, digital banks and challengers are popping up everywhere. Born on the cloud, these upstarts are agile, responsive and have redefined efficiency.

You must embrace modern methods and new technologies to stay ahead.

Connectivity and collaboration are critical to your success.

Global banking is becoming a horizontal, open ecosystem.

Today, APIs are essential for banks to share data with trusted third parties and to power new business models.

Success in an open, digital future depends on a unified API strategy.

In this transformed world, banks have no choice but to disrupt or face disruption.

Neobank | Solution

Want to launch a digital bank?

BankLiteX - The digital bank of tomorrow. Here today.

Read how BankLiteX empowers you to create and deploy a cloud-based virtual bank in weeks.

Success stories

Revolutionising personal banking

GFT and Mox deliver a cutting-edge mobile bank in 18 months.

DekaBank replatforms with GFT

GFT is modernising DekaBank's Cobol-based host application by re-platforming it onto a modern, cloud-enabled infrastructure and enabling the benefits of modern technologies, environments and architectures.

The 3 pillars of retail banking success

Customer expectations, technology and regulations redefine retail banking. How will you adapt?
In the new age of collaboration you need to partner for success.

Modernise your mainframe

The mainframe technology that drove your success may now be slowing you down. But modernisation does not mean replacement. A sequential mainframe modernisation offers a roadmap to modern methods and technologies without the cost or risk of a wholesale migration. And you can build a continuous cycle of increased productivity with DevOps and microservices.

Open up to open banking

In the age of open banking, your technology must also be open. Move to an open banking platform and participate in new collaborative business models. You can develop an integrated API strategy to enter new markets, explore new operating models, and build innovative business partnerships. Realise the bottom-line potential of an ecosystem where banking meets technology.

Launch a virtual bank

Cloud redefines the economics of banking. You need to migrate to the cloud to stay ahead of the competition and to give customers the services they expect. Choose BankLiteX to launch a new virtual bank in just weeks and welcome a new age, powered by innovation and change. You can also harness the power of BankLiteX to modernise your core and transform.