Forrester report: The evolution of digital banking platform architecture

The application landscapes at most banks are not yet in a shape that would allow them to cope with the forces that are tearing the industry apart. This report looks at reasons for this situation and offers architectural approaches that ease digital transformation first and prepare for business models or the API economy later.

Forrester report: The evolution of digital banking platform architecture

The application landscapes at most banks are not yet in a shape that would allow them to cope with the forces that are tearing the industry apart. This report looks at reasons for this situation and offers architectural approaches that ease digital transformation first and prepare for business models or the API economy later.

Banks only talk the transformation talk
Banks have been talking about needing to transform for a decade. Yet today only 14% think their applications can deliver great and differentiating customer experiences (CX).

Banks need to walk the transformation walk
Layered architectures can help technology teams in banks to move away from vintage banking applications such as traditional core banking while mitigating transformation risk.

Connected architectures enable banks to be ready for the future
Sophisticated layered architectures allow banks to assemble banking application landscapes from cloud-based and on-premises applications and prepare for the heterogenous application scenarios of the API economy.