Multicloud – The Key to Efficiency and Innovation in Digital Banking

Implementing Multicloud is a complex process that requires integrating multiple systems and effective data management. Banks must navigate critical decisions regarding their existing data centers and assess which applications are suitable for migration to avoid the risks of data loss and integration issues. At the same time, this process must comply with regulations and ensure the highest level of data security—an essential requirement in the financial sector.

Collaboration with experienced teams enables financial institutions to:

• Accelerate the deployment of new products and services, allowing them to compete effectively with fintechs,
• Adapt flexibly to dynamic market demands,
• Optimize operational costs through efficient IT resource management,
• Leverage advanced AI and Big Data tools on a large scale to drive the development of personalized customer services,
• Ensure compliance of new solutions with legal regulations such as the AI Act and DORA.

GFT offers a comprehensive approach to Multicloud, covering design, implementation, and management. Collaboration with clients at every stage of deployment ensures that systems are effectively tailored to both technological and business requirements. Clients leveraging GFT’s expertise gain operational flexibility and the ability to quickly adapt to evolving market conditions.

A prime example of such support is a project for a banking sector client, where GFT helped build a Multicloud environment capable of processing millions of transactions daily. This solution not only optimized operational processes but also enhanced the scalability and resilience of the IT infrastructure, enabling further business growth.

GFT recommends a thorough cost-benefit analysis for cloud migration and an integrated hybrid approach combining public and private cloud solutions. This strategy maximizes the potential of cloud technologies while ensuring regulatory compliance and control over critical data.

As a trusted technology partner, GFT not only implements innovative solutions but also helps banks analyze emerging trends and challenges, supporting them in managing transformation in a sustainable and compliant manner. Our objective market approach and deep understanding of the financial sector make us the ideal partner for dynamic growth and long-term success.

Regulatory Challenges & Opportunities in 2025

In 2025, banks that previously invested in digitalization and cloud migration now face the challenge of adapting to new regulatory requirements. Regulations such as the AI Act, DORA, and the KNF resolution repealing the cloud communication directive introduce new standards, requiring financial institutions to reassess their digital strategies. These requirements will demand full transparency, effective risk management, and robust data security. For banks, this means restructuring deployment processes, especially in cloud technologies and partnerships with service providers.

However, regulatory decisions also open new opportunities, fostering innovation and operational efficiency. To navigate these challenges, banks must adopt a proactive approach, closely monitor regulatory developments, and adequately prepare for the implementation of new standards while minimizing operational risks. The expertise of experienced partners like GFT can be crucial in ensuring compliance and effectively deploying cloud technologies, allowing financial institutions to thrive in an evolving regulatory landscape.

The implementation of Multicloud delivers measurable benefits, including:

• Increased operational efficiency
• Faster deployment of innovative solutions
• Enhanced data utilization and AI-driven decision-making
• Compliance with new regulations

With GFT’s support, banks can not only meet regulatory requirements but also gain a competitive edge in the rapidly evolving financial market.