Our innovation services
Cloud computing is driving change across all industries and geographies. Although cloud has transformed the way organisations consume technology it is about much more than cost-effective servers or storage. Cloud means enabling new business models by empowering organisations to become smarter, more flexible and responsive, for example using AI and SaaS.
Open banking represents the biggest change in banking since the arrival of electronic payments. A combination of regulation and technology are driving global change to make banking more competitive and customer centric. New business models – such as banking as a platform (BaaP) – are emerging and banking services can be integrated within third-party apps.
Design and automation
Digital disruption has redefined product design and blurred many roles. At the core of every new product design is a user experience - so product design is increasingly defined as a methodology for solving users’ problems. Technology and automation facilitate iterative design, including the use of wireframes and prototypes to align design with the user experience.
Cognitive technologies will transform many industries, particularly those that are data intensive. The potential to harness customer data and turn it into new, compelling services is huge. Distributed ledger technologies - such as blockchain - are already gaining acceptance as a secure way to transact across boundaries and along the value chain.