

Be a step ahead
Imagine a bold new future with ubiquitous banking – but no banks
The financial landscape is changing fast. Technology is redefining what it means to be a bank. People don’t need banks but they do need banking services that are centred around them. Learn how to prepare for this new world.
Match banking with life events
Give customers what they deserve. Almost all life experiences have financial consequences: getting married, having a baby, buying a house. Learn how to use customer data and AI to offer engaging bank services that that match life events.
Discover the seven steps to become the bank of the future
As technology moves centre stage in banking, will we need banks anymore? We can’t say for sure. But we know that the future of banking will be fuelled by automation and seamless customer experiences. Explore the seven-step GFT blueprint for future success.
Seven steps to success

Inforgraphic: seven steps to success
Meet the bank of tomorrow, today
Read why banks must transform to serve the customers of tomorrow – and discover the seven steps to enduring success

Why transform?
Current cost structures are unsustainable:
50%
of bank manufacturing costs can reduce with Software as a service (SaaS)
40%
Average cost to income ratio for an incumbent bank
25%
Average cost to income ratio for a challenger bank

