Disability Insurance in the Digital Era

Disability insurance claims are rising sharply, driven by mental health issues and chronic conditions. Insurers face growing pressure to adapt coverage and manage costs while addressing workforce well-being.

Mental health is now the leading cause of disability claims. Chronic conditions like diabetes and cardiovascular disease further complicate claims and lengthen recovery, calling for better prevention and support.

AI, predictive analytics, digital health tools, and automation are transforming how insurers detect risk, manage claims, and support return-to-work programs : enabling faster, fairer and more sustainable disability management.