• Lending Solutions

Lending Solutions

Affianchiamo banche e intermediari finanziari che vogliono attuare la digital transformation nel dominio del credito mettendo a disposizione la nostra esperienza e i nostri acceleratori.

Cosa facciamo:

  • Multiproduct Underwriting Portal: la soluzione end-to-end su misura per governare e operare i processi di delibera del credito con user journey ottimizzati per classe di rischio, segmento di clientela, forma di finanziamento

  • Lending Solutions: moduli applicativi del sistema informativo del credito a copertura di specifiche esigenze (es: calcolo delle autonomie deliberative, determinazione del perimetro unico di rischio, controlli di aderenza alle politiche creditizie, perfezionamento e monitoraggio delle garanzie, monitoraggio covenant commerciali e finanziali, valutazione della controparte in logica forward-looking, controlli creditizi di secondo livello)

  • Instant Lending: processi semplificati di accesso al credito e basati interamente su paradigma digitale

I vantaggi

Pieno governo del rischio

Garantire a tutte le strutture operative responsabili della concessione del credito di operare secondo un modello creditizio comune e un’unica piattaforma completamente integrata.

 

Esperienza d’uso guidato

Le varie attività di valutazione del merito e di gestione del portafoglio crediti sono supportate da strumenti guidati, di elevata fruibilità, pensati per dare tutte le informazioni utili nel contesto operativo di riferimento.

Time to market

Queste soluzioni costituiscono acceleratori di progetto perché ne riducono effort, tempi e rischi di implementazione, costituendo una base di discussione con gli utenti di business per generare consenso sui requisiti e modelli.

Success story

Revisione del modello creditizio e maggiore controllo sui processi di concessione

Un importante gruppo bancario del panorama italiano avverte la necessità di rivedere il modello creditizio e garantire maggiore controllo sull’operatività “core” di concessione.

 

GFT ha supportato il cliente nel:

  • La creazione di una piattaforma applicativa unica in grado di supportare processi deliberativi specializzati per prodotto e ottimizzati per livello di rischio
  • Potenziamento del sistema di valutazione automatica per le operazioni di finanziamento a basso rischio/complessità
  • La revisione completa del sistema delle deleghe di concessione del credito
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I nostri partner

The GFT Logo Amazon Web Services symbolizes the strategic partnership between GFT and AWS, highlighting GFT's expertise in utilizing AWS's robust cloud platform to deliver cutting-edge digital solutions. This collaboration enables GFT to provide scalable, secure, and high-performance cloud services tailored to meet the diverse needs of various industries.
The GFT Logo Amazon Web Services symbolizes the strategic partnership between GFT and AWS, highlighting GFT's expertise in utilizing AWS's robust cloud platform to deliver cutting-edge digital solutions. This collaboration enables GFT to provide scalable, secure, and high-performance cloud services tailored to meet the diverse needs of various industries.
The GFT Logo Google Cloud represents a key partnership with Google Cloud, underscoring GFT's capabilities in delivering innovative cloud solutions. This collaboration enables GFT to leverage Google Cloud's advanced infrastructure, data analytics, and AI technologies to drive digital transformation and provide scalable, secure, and high-performance solutions tailored to various industry requirements.
The GFT Logo Google Cloud represents a key partnership with Google Cloud, underscoring GFT's capabilities in delivering innovative cloud solutions. This collaboration enables GFT to leverage Google Cloud's advanced infrastructure, data analytics, and AI technologies to drive digital transformation and provide scalable, secure, and high-performance solutions tailored to various industry requirements.
The Salesforce logo, with white text on a blue cloud design, represents a global leader in customer relationship management (CRM) solutions. Discover how Salesforce's innovative platform can enhance your customer engagement, sales, and service operations, in collaboration with GFT.
The Salesforce logo, with white text on a blue cloud design, represents a global leader in customer relationship management (CRM) solutions. Discover how Salesforce's innovative platform can enhance your customer engagement, sales, and service operations, in collaboration with GFT.
The GFT Logo Microsoft Azure represents the collaboration between GFT and Microsoft Azure, emphasizing GFT's capabilities in leveraging Azure's cloud computing services to deliver innovative digital transformation solutions. This partnership enhances GFT's ability to provide scalable, secure, and efficient cloud-based applications and services for various industries.
The GFT Logo Microsoft Azure represents the collaboration between GFT and Microsoft Azure, emphasizing GFT's capabilities in leveraging Azure's cloud computing services to deliver innovative digital transformation solutions. This partnership enhances GFT's ability to provide scalable, secure, and efficient cloud-based applications and services for various industries.
The Thought Machine logo, with black text and a geometric design, symbolises a pioneer in cloud-native core banking technology. Discover how Thought Machine's advanced solutions can revolutionise core banking systems and drive innovation in financial services, in collaboration with GFT.
The Thought Machine logo, with black text and a geometric design, symbolises a pioneer in cloud-native core banking technology. Discover how Thought Machine's advanced solutions can revolutionise core banking systems and drive innovation in financial services, in collaboration with GFT.